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Life is Full of Surprises! 

Happy Family Portrait

LET'S MAKE SURE THEY GET EVERYTHING YOU'VE WORKED FOR  


THE RICH...
 

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THE RICH...​​

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The rich stay rich, because they have assets. 

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MONEY = ASSETS:

 

Assets, are things of value, that GROW money. Growing money takes time.

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INVEST= MONEY:

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Growing money begins with an investment.  You buy into assets that increase in value over time and provide returns (money). 

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ASSETS...

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Assets are things like:

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  • Home

  • Land

  • Rental Property

  • Life insurance/annuity/burial policies

  • Retirement (401K, pensions, etc.)

  • Savings

  • Stocks, bonds or other investments

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​EXAMPLES OF HOW ASSETS WORK

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Home/land/rental property 

 

A home is one of the most valuable assets you can own.  A home bought in the 1950's for $35,000 may be worth $1,000,000 dollars today! A home or land is one of your greatest assets! You can borrow against it or let it continue to make money. 

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Retirement

 

If your job offers a 401K plan, and matches what you put into it, that is FREE money! If your job offers any other retirement plan, you should make sure you allow them to take money out of your paycheck and invest in your 401K or retirement. 

 

If you do not, you may end up working for decades longer than you want to! 

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Life/Annuity/Burial Insurance

 

You can purchase thousands or millions of dollars of life insurance. You can use the money paid into your life insurance to pay for a home, or other things or use to supplement your retirement or save the money for your loved ones upon your death. 

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Revocable Trust/Wills

 

If you have assets, have been married, divorced or have children, it is imperative that you set up a will and trust.

 

Without documenting your wishes in a will or trust, your family your family can be torn apart by disagreement over who gets what.

 

If you do not leave a will or trust, the State will decide who gets what!

 

Trusts/Wills can save your family thousands of dollars in court fees and taxes.

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Stocks/Bonds 

 

They can be excellent investment tools.  However, they are not guaranteed and their values can increase and decrease.  Make sure you spread your investments into different categories so that if the market crashes, you don't loose your retirement, 

 

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GENERATIONAL WEALTH = PASSING DOWN ASSETS  

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Generational wealth occurs when you have assets and pass them down to the people that you care about, while you are still living or after you die. 

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HOW DO I GET ASSETS?​

 

PLAN AHEAD. Start NOW!

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What if you don't have assets or you want to get more?

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Take the money you spend on things that DO NOT HAVE VALUE LIKE...

 

  • Name brand clothes

  • Cars 

  • Fast food

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and put that money into the assets!

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What we do... 

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LIFE INSURANCE...

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We specialize in the asset of life insurance, annuity or burial policy. Life insurance is like a savings account. 

 

You can even borrow against it without going through the loan process! 

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Life insurance retains its value and unlike the stock market or other investments, your money is protected.

 

How life insurance works...

 

For example: Let's say you buy a life insurance policy for $500,000. You only pay on your policy for three (3) years and then pass away? Your loved one (beneficiary(ies) will still get the entire $500,000!

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Borrow against your life insurance...
Provide you the money you need for  life events and surprises  like...

 

  • A growing family

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  • Money for a down payment on a home

 

  • If you lose your job or become seriously ill, cover your household bills

 

  • Covered in case of emergency like earthquake, fire, etc. 

 

  • Money for college

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  • Final expenses (burial/funeral)

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Once you have these assets, you have to learn how to keep them. Click on our prep for death tab at the top right of this screen. 

BAD HABITS...
 

 

      BAD HABITS

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  • Wasting money on things you cannot afford like, cars, name brand clothes, etc. are the quickest way to go broke.

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  • ​Too much credit card, not paying your bills on time which leads to bad credit​

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  • No money saved for emergencies 

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  • ​​Living paycheck to paycheck 

 

  • Bad credit can cause you to pay more than double for the same item as someone with good credit 

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   MISTAKES

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  • Not buying a home/property

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  • ​​Not investing in retirement, like 401k (free money)!

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  • Not having life insurance or burial insurance

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  • Not having a revocable living trust/will

Let's get some assets!

List of Asset Services:

Welcome
to Our Site

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 Schedule Your Service Below
Let's get you some life/burial insurance or
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Book Now

If you scheduled life insurance, Here's what's Next...
 

Schedule

During your appointment we will discuss your goals and set up a financial plan:

For your convenience
 

  • We offer in person or

  • Video visits 
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Application

Submit Your Application

  • Once you selected your services, we will take an submit a confidential application

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NOTE: Your application for life/burial insurace can be approved or denied based on a number of factors including your employment, health, hobbies, age, sex, etc. 

 

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Other

Services

Optional Services

  • We will refer you to our partners to get your credit repaired

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  • Buy a home

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​(*You will be redirected to other websites. We are not affiliated with these companies) 

Our commitment to you: 

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  • You will receive confidential, professional service from people who care. 

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  • We will treat you with kindness, dignity and respect. 

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  • You will not be pressured into any service.

 

  • We thank you for giving us a chance! 

                                                                  💕

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Did you know...

That in 2019, the typical black household’s wealth was $24,100 and for whites, it was $188,200?

 

As the US becomes more diverse, jobs continue to get shipped to foreign countries, jobs continue to get automated and competition for jobs increase, this will continue to negatively effect black families.

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Planning now will prevent your family from suffering these hardships. 

 

TAKE CARE OF YOUR HEALTH
 

Your loved ones need you! 

 

      It's never to late to start working on your health.

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Think about this:

 

Compare your body to a car sitting, unused in your garage.   If you don't start the car up or use it regularly, the battery drains and it won't work for you when you need it.

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The same thing that happens to your body when you don't use it!

 

 

  • Regular exercise and healthy food give you energy and keep you healthy

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  • Cut off eating at night. Have your last meal at 7:00 PM.  Do not eat after this time!

 

  • Start off small first, set up specific days to exercise (make sure you stick with your days, it's very easy to get off track when you miss one day)

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  • Stretch before and or after you exercise!

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  • Start by taking short walks, increase the distance and time, gradually and at your own pace

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  • You will quickly begin to notice an increase in energy! 

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  • Stay on top of your doctor's appointments including your physicals, mammograms, prostate exams, colonoscopies, etc.

 

       Watch the difference taking care of your body makes!

Excellent, friendly and professional service.  Highly recommended.

Matt B.

Very professional! Open, honest and reassuring. 

- Jasmine W.

Excellent service. Personable. Answered all of my questions. 

- Will J.

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